The Chase Sapphire Preferred Card and Chase Sapphire Reserve Card are both compelling travel rewards credit cards. In this Chase Sapphire Preferred vs. Reserve showdown, I’d like to compare the two cards — while they have a lot of similarities, they also have a lot of differences. And with the Sapphire Preferred’s June 2026 refresh, the gap between them has shifted in both directions the Preferred picked up a bigger bonus, a bigger hotel credit, and new bonus categories, while the Reserve became the only Ultimate Rewards card with the 1:1 World of Hyatt transfer ratio.
In order to diversify your rewards and avoid devaluations, I recommend earning transferable points currencies whenever possible. These points are racked up with programs like Amex Membership Rewards, Chase Ultimate Rewards, Citi ThankYou, etc.
One Mile at a Time•Ben Schlappig6 Sept
Well, I guess there’s no better way to introduce myself than with the feature I’m trying to get y’all to use. I’m a Texan. That y’all is real.
One Mile at a Time•Jeremy6 Aug
Chase offers two no annual fee cards in its excellent collection of Ink business cards: the Ink Business Cash Credit Card and the Ink Business Unlimited Credit Card. On paper the two look nearly identical, with the same annual fee (none), the same excellent welcome bonus, and the same trick for turning cash back into Ultimate Rewards points. The real difference is how each card earns rewards, and that’s where the choice gets interesting.
One Mile at a Time•Ben Schlappig30 Jul
The Chase Sapphire Preferred Card has recently undergone a major refresh, and the changes are a mixed bag, with some people better off, and some worse off. It’s still one of my top recommendations for beginners and people who value Chase Ultimate Rewards points, and don’t mind the recent Hyatt devaluation (or are willing to pair this card with one that makes the devaluation immaterial).
One Mile at a Time•Ben Schlappig29 JulThe Chase Sapphire Preferred Card has recently undergone a major refresh, and the changes are a mixed bag, with some people better off, and some worse off. It’s still one of my top recommendations for beginners and people who value Chase Ultimate Rewards points, and don’t mind the recent Hyatt devaluation (or are willing to pair this card with one that makes the devaluation immaterial).
One Mile at a Time•Ben Schlappig23 JulThe Chase Sapphire Preferred Card has recently undergone a major refresh, and the changes are a mixed bag, with some people better off, and some worse off. It’s still one of my top recommendations for beginners and people who value Chase Ultimate Rewards points, and don’t mind the recent Hyatt devaluation (or are willing to pair this card with one that makes the devaluation immaterial).
One Mile at a Time•Ben Schlappig23 JulThe Chase Sapphire Preferred Card has recently undergone a major refresh, and the changes are a mixed bag, with some people better off, and some worse off. It’s still one of my top recommendations for beginners and people who value Chase Ultimate Rewards points, and don’t mind the recent Hyatt devaluation (or are willing to pair this card with one that makes the devaluation immaterial).
One Mile at a Time•Ben Schlappig16 Jul
Chase Ultimate Rewards has just launched a new transfer bonus to IHG One Rewards. The bonus is for up to 100%, which is as big of a bonus as we’ve ever seen between the programs. However, even with such a big bonus, I’d still argue this almost certainly isn’t worth it…
One Mile at a Time•Ben Schlappig15 Jul
Chase is known for its excellent business cards, which are among the most lucrative credit cards out there, in terms of their overall value proposition. The cards have excellent welcome bonuses, a great return on spending, and give you access to the Ultimate Rewards ecosystem.
One Mile at a Time•Ben Schlappig8 Jul
Chase is known for its popular cards earning Ultimate Rewards points, including the Chase Sapphire Preferred Card (learn more), Chase Sapphire Reserve Card (learn more), and Sapphire Reserve for Business (learn more).
One Mile at a Time•Ben Schlappig23 JunThe Chase Sapphire Preferred Card and Chase Sapphire Reserve Card are both compelling travel rewards credit cards. In this Chase Sapphire Preferred vs. Reserve showdown, I’d like to compare the two cards — while they have a lot of similarities, they also have a lot of differences. And with the Sapphire Preferred’s June 2026 refresh, the gap between them has shifted in both directions the Preferred picked up a bigger bonus, a bigger hotel credit, and new bonus categories, while the Reserve became the only Ultimate Rewards card with the 1:1 World of Hyatt transfer ratio.
One Mile at a Time•Ben Schlappig21 Jun
One of the most popular travel rewards cards is the $95 annual fee Chase Sapphire Preferred Card… and for good reason! The card consistently offers excellent welcome bonuses, with spending categories matching how many of us spend anyway. The perks are awesome without requiring a spreadsheet to track the benefits. Plus, Chase Ultimate Rewards is a super lucrative rewards currency. The card also got a major refresh in June 2026 new bonus categories, bigger credits, and two notable devaluations and this review reflects the updated terms.
One Mile at a Time•Ben Schlappig20 JunChase offers two no annual fee cards in its excellent collection of Ink business cards: the Ink Business Cash Credit Card and the Ink Business Unlimited Credit Card. On paper the two look nearly identical, with the same annual fee (none), the same welcome bonus, and the same trick for turning cash back into Ultimate Rewards points. The real difference is how each card earns rewards, and that’s where the choice gets interesting.
One Mile at a Time•Ben Schlappig15 JunThe Chase Sapphire Preferred Card has just undergone a major refresh, and the changes are a mixed bag, with some people better off, and some worse off. It’s still one of my top recommendations for beginners and people who value Chase Ultimate Rewards points, and don’t mind the recent Hyatt devaluation (or are willing to pair this card with one that makes the devaluation immaterial).
One Mile at a Time•Ben Schlappig15 Jun